“PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI OPTIMALISASI PEMBIAYAAN PNPM PADA BUMDesma”., BESTARI, vol. 3, no. 2, pp. 145–155, May 2026, Accessed: Nov. 08, 2026. Available: https://ejournal.almusthofa.org/index.php/bestari/article/view/381